PayPal Here vs. iZettle: Which Mobile Card Reader Wins in 2024?
PayPal Here and iZettle are both pocket-sized card readers that plug into your phone and let you accept chip, swipe, and contactless payments anywhere with Wi-Fi or 4G.
Street-food vendors, pop-up boutiques, and taxi drivers often lump them together as “that little white square,” so choosing feels like flipping a coin. The mix-up grows when sellers scroll app stores and see nearly identical screenshots of blue card icons.
Key Differences
iZettle now runs under the name Zettle by PayPal, but the hardware and fees still differ: Zettle charges 1.75% per tap, PayPal Here charges 2.75%. PayPal Here works natively with the PayPal wallet; Zettle syncs with a separate Zettle Go app and offers deeper inventory tools.
Which One Should You Choose?
If you already live inside PayPal’s ecosystem and want next-day settlement to your PayPal balance, pick PayPal Here. If you need barcode printing, multi-user staff log-ins, and tighter stock control, choose Zettle by PayPal.
Can I use the same reader for both services?
No. Each reader is locked to its own app and cannot be cross-enrolled.
Do the rates ever change?
Yes. Both companies reserve the right to adjust pricing with 30-day notice; monitor email updates.